HITSplus, claim prediction

Predict the probability and severity of future claims.

With HITSPlus, you can predict the probability of a future claim occurring and its severity within the first two years of a policy's inception or renewal. The HITSPlus score is generated using current claims history and certain elements of behavioural patterns found in credit data. HITSPlus combines these predictive components into a single, user friendly predictive model that gives insurers the power to predict the future — the probability of a claim and the average value of the claim.

SCORE provides everything you need to enhance the efficiency, consistency and profitability of your habitational insurance underwriting processes.

MVR Predictor is integrated into CGI's MVR ordering system.

Lower MVR expenditures.

MVR Predictor is a statistical scoring tool that capitalizes on the predictive nature of claims history and credit bureau information. This tool gives insurers the opportunity to lower MVR expenditures by reducing the number of MVRs purchased.

65% of the MVRs ordered today by insurance companies and brokers confirm what their policyholders told them, but which ones are telling you the truth? With ever increasing MVR prices from governments across Canada, MVR Predictor can help you dramatically lower your costs by telling you which policyholders you should order an MVR on and which ones you shouldn't.

SCORE has helped us review our agency outsourcing. The SCORE team developed a strategy on how to maximize returns, and introduced us to top performing partners in the market. Through the modeling process, we were able to get a lot clearer on what we needed to do, and we were certainly pleased with the 20 percent lift in returns.

Director of Collection, Schedule 1 Chartered Canadian Bank

Proven results.

We have worked on multiple scoring validation projects with SCORE Statistical over the past several years, and they have always delivered on time and at a more detailed level than required. Their flexibility and ability to take on projects on short notice allows us the flexibility to manage our internal resources and projects more effectively.

Thomas Higgins, Director of Credit Risk & Fraud, PC Financial

Proven results.

Since we were new to debt sales, as we began to explore the market to gain a better understanding, we turned to SCORE for their expertise in the field. It was a big plus because they were able to share their knowledge and industry best practices with us. They guided us through the entire process, from data capture to valuation, from optimizing the portfolio's value and taking it to market.

VP Collection and Fraud Management, Schedule 1 Canadian Bank

Proven results.

We are fortunate to have a true business partnership with SCORE, as we have openness and effective communication, and there are no hidden agendas. When others come in to pitch us occasionally, it only reinforces our belief that we’ve already found the best solution in SCORE.

President, Collections Agency

Proven results.

Working with SCORE was a pleasure since there was always an open, honest dialogue. When challenged with a new issue, the team came back with a matrix that provided the best possible data. SCORE also made referrals into certain opportunities that we weren’t aware of, giving us access to new markets and also giving the seller access to more potential buyers. Our relationship with SCORE proved to be very helpful for our business.

Former President, U.S. Debt Buyer

Proven results.

Call (416) 861-1217 to get started...

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Insurance Scoring

Property loss and underwriting score for insurance to protect your portfolio from poor risks.

Predict the probability and severity of future claims.

MVR Predictor is integrated into CGI's MVR ordering system.

Lower MVR expenditures.

Call (416) 861-1217 to get started...