SCORE Statistical Consulting Incorporated began operations in July 1990, concentrating its consulting services to the credit scoring and credit modeling fields. The partners in SCORE are internationally recognized for their accomplishments and knowledge in the area of credit risk management.

SCORE's mandate is to participate in the credit field by acting as an independent third party. For many years in the scoring field, there has been a considerable demand for competent and experienced professionals who could provide unbiased analysis and recommendations.

Today, with the assistance of SCORE, institutions are better equipped to decipher the plethora of opportunities in the 21st century. SCORE enables users to select the optimal mix of scoring products that will significantly improve results, in substantially less time. In previous projects, SCORE's accomplishments have been documented by faster approval times, more consistent decision-making, and increased effectiveness through lower bad rates and loan losses.

Users now insist on this independent third party participation. It's not just a matter of getting the product developed - it's SCORE's mission is to assist organizations in determining the right product at the right time.

The product selection process, subsequent implementation, and management improvement is achieved through consultations with SCORE at many stages. Initially, SCORE concentrates on the contract negotiation process, followed by the design and development of management reports for portfolio managers. Subsequently, on-going reviews and evaluations are arranged to monitor scorecard effectiveness. When necessary, scorecards are recommended to be rebuilt whereby the consultation cycle begins again.

In support of these processes, comprehensive "turn-key" training programs have been developed for our clients. These programs are either implemented by the contracted institution's personnel, or facilitated by SCORE in a full one-day training session tailored to specific organizational needs and objectives.

SCORE provides creative and proactive approaches to challenging problems. In areas such as fraud modeling or relationship scoring, the participation and cooperation of many interested and experienced groups is requisite for building successful solutions. Solutions that SCORE, in collaboration with its clients, designs to realize objectives such as reducing administration costs and increasing cure/collection ratios though re-engineering outsourcing or third-party collection programs.